Owning Property vs Regular Saving
Have you ever heard the term, “safe as houses”? This is exactly how many would describe their attitude towards property investment. That it’s the safest haven for your money, and an appropriate platform to shelter long-term savings. To be fair, property can often be a fantastic investment. Owning large quantities of property, mortgage free, in […]
assets, Featured, financial goals, Future Planning, Investments, Personal Finance, Property, Retirement Planning, Stock Market, World Economy
Financial Planning, Retirement Planning
UK Pension Rule Changes
UK pension rule changes will have a big affect on expats retiring abroad, but not all is lost, as there are still options available. As you know, pensions in underfunded public schemes, such as teachers, police, NHS, and the military are now prevented from transferring their pension pots overseas. This means that anyone retiring abroad […]
British Pensions, Expat Retirement, Featured, Pension Planning, QROPS, Retire Overseas, Retirement Planning, SIPP
Financial Planning, Pensions, Retirement Planning
New State Pension in UK Means Only 45% Will Get Full Amount
UK government figures show that in the first five years of the new, flat-rate state pension system, only 45% of pensioners will be fully entitled. The new, simplified, ‘fairer’ state pension system will see a single payment of about £150 made to new pensioners from April next year. It applies to new pensioners from April […]
Featured, Government Changes, Retirement Planning, UK Pensions
Financial Planning, INFOgraphic
Women Need To Plan Better
I never thought that I would find myself saying this. What with all of the women I know being excellent in the day to day management of their lives and whatever that entails. Often a woman’s life will include the management of full time work, partner, two point four children, pets, elderly relatives, housework (or at […]
Children's Education Fee Planning, Future Planning, Long term Savings, Retirement Planning, Women
Women: Better educated, but paid less
Having attended the final Network Girls HCMC event of the year last night, I was reminded what a wonderful experience it is to a professional woman working overseas. It is an honour and privilege to have had a good education, and be able to travel freely around the world because of it. I perhaps take […]
Children's Education Fee Planning, Featured, Great Britain, Politics, Retirement Planning, UK, World Economy
Financial Planning, INFOgraphic, Long Term Savings, Retirement Planning
My Future Retirement, and How The UK Looks
I don’t know about you, but after a long week of watching the markets and discussing people’s futures, I find it hard not to dream about my own retirement. The golden age. Time to put my feet up and live the life that I have always dreamed of. Sadly, not one part of that dream […]
Expatriate, Long term Savings, Offshore Savings, Pensions, Retirement Planning, UK
Pensions Under Pressure Because of Slow Economic Growth
Faltering economic growth and low investment returns are increasing the pressure on pension systems in developed countries in a fresh warning from the Organisation for Economic Co-operation and Development. We already have a problem with an ageing population, but that is being compounded by low investment returns, which is in part, due to low interest […]
Interest Rates, Long term Savings, QROPS, Retirement Planning, UK, UK Pensions
Financial Planning, Long Term Savings, Pensions, Retirement Planning
Where will you be?
The graphic story of 100 young people, currently aged 25 years old. Forty years later, this is what awaits them at retirement age. FYI: 93% of those who live to retirement age will be dependent on friends, relatives, and charity! So maybe the question should be, where do you want to be?
Financial Planning, International Mortgages, Regular Savings, Retirement Planning, Tax-free Growth
Is property a sound investment?
A question that I often face as a financial advisor is, “would I be better putting my money into property?” The answer is, that it very much depends on your personal circumstances and you should sit down with an advisor to discuss those circumstances in full. As a general rule of thumb, if you are […]
International Mortgages, Investments, Long term planning, Long term Savings, Property, Retirement Planning, UK
Financial Planning, Regular Savings, Retirement Planning, Tax-free Growth
[Infographic] The Retirement Outlook in the UK
Retirement always feels like a long way off, but how many of us daydream about what we might do when we reach that golden age? Whilst we might dream about what we could do in our retirement, how many of us think about, or plan for, how we might pay for that lifestyle once we […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, UK
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 3]
The Gaps According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only provide £6,011 a […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, Tax-Free Growth
