Financial Planning, Long Term Savings, Regular Savings, Retirement Planning
UK Interest Rates Are Putting Off Savers
It seems with five short weeks until the general election, one thing will remain the same regardless of the resulting vote: UK interest rates are unlikely to be raised in the first year by any party. The prediction is that the base rate will stay at its current level of 0.5pc for at least the […]
Diversification, Interest Rates, Investment choices, Long term planning, Long term Savings, UK
Financial Planning, Long Term Savings, Regular Savings
Saving is on the rise in UK
Britons are saving 9.25 per cent more than they did last year according to a recent survey by National Savings and Investments (NS&I). The quarterly survey shows that younger Brits are feeling more positive about their ability to save. On average each per person is saving approximately 20 per cent more per month than they […]
Financial Planning, International Mortgages, Regular Savings, Retirement Planning, Tax-free Growth
Is property a sound investment?
A question that I often face as a financial advisor is, “would I be better putting my money into property?” The answer is, that it very much depends on your personal circumstances and you should sit down with an advisor to discuss those circumstances in full. As a general rule of thumb, if you are […]
International Mortgages, Investments, Long term planning, Long term Savings, Property, Retirement Planning, UK
Financial Planning, Regular Savings, Retirement Planning, Tax-free Growth
[Infographic] The Retirement Outlook in the UK
Retirement always feels like a long way off, but how many of us daydream about what we might do when we reach that golden age? Whilst we might dream about what we could do in our retirement, how many of us think about, or plan for, how we might pay for that lifestyle once we […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, UK
Financial Planning, Regular Savings, Tax-free Growth
What’s the difference between saving and investing?
Question: Is there a difference between saving and investing money? Answer: Absolutely! There is a subtle but effective difference between saving and investing your money, although both are necessary when creating your financial plan. Saving money is simply about putting money aside on a regular basis. The chances are that you spend less money than […]
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 3]
The Gaps According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only provide £6,011 a […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, Tax-Free Growth
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 2]
What about the State Pension? According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only […]
Future Planning, Pensions, Retirement Planning, Tax-Free Growth, UK Pensions
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 1]
Are you saving enough? According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only provide […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, Tax-Free Growth
Financial Planning, General, Long Term Savings, Regular Savings, Retirement Planning
Investing Essentials – Balance Your Risk
One of the most important nuggets of financial investment guidance you will ever be offered is to expand your portfolio into a number of various investment vehicles. This can help you spread out the risk and also obtain a steady return on your investment capital. This kind of investing can be categorized extensively as value […]
Bonds, Diversification, Investments, Long term Savings, Mutual Funds, Stock Market, Structured Investments
